After identifying the kind of “Moneyger” you are and knowing the Power of Systematic Investment, it is now time for us to discuss the 10 Steps to Unleash the Highest Potential of Your Money.
These are simple and doable steps that even you can easily and immediately apply. Simulan na natin!
The first step is to know where your money is coming from. Saan nga ba nanggagaling ang pera natin? The most common answer would be salary. However, a better answer than that is income! “Eh, sir, di ‘ba pareho lang ‘yun?” You’d probably ask. Well, in case you don’t know, salary is just part of your income. Salary is “sweldo” while income is “kita.” Aside from your salary, what other sources of income do you have? This could come from your business, investments and more.
Now let me give you a better definition of income.
Income is determined by the amount of problems you are willing to solve for others.
Malalaman mo kung magkano ang kikitain mo sa isang simpleng paraan.
Alamin mo lang kung gaano karaming problema ang sinosolusyonan mo para sa iba!
Find out how many problems you are solving for others. Let me give you a scenario: Why do you think you were hired by your company? The primary reason was because your company had a problem and the person who hired you thought you were the right person who could solve that problem!
Since you are able and capable to solve the problems of the company you work for, you then, have an income! While there is a problem at work, may suweldo ka.
Again, each time you encounter problems at work, be happy because, may trabaho ka pa!
So, from now on, when you face a challenge at work, stop feeling negative. Huwag malulungkot! At lalo nang huwag magagalit! Yan ang dahilan kung bakit may trabaho ka, tama ba? Kapag wala kang problema sa trabaho, kabahan ka na. Bakit? Malamang hindi ka na kailangan ng kumpanya mo! At naku, malamang, mawalan ka na ng trabaho. If you don’t have a job, you definitely don’t have salary. Again, each time you encounter problems at work, be happy because, may trabaho ka pa!
Are all employees receiving the same amount of income or salary? Definitely not! This is simply because the seriousness and weight of the problems we solve within our respective companies vary. Meaning, kapag maliit ang problemang binibigyan mo ng solusyon, maliit din ang sweldo mo. The bigger the problem you solve, the higher salary you receive.
Gusto mo bang lumaki ang iyong kinikita? Malamang ang sagot mo ay “Oo!” Pero ang mas magandang tanong ay “Paano?”
Dagdagan ang problema na sinosolusyunan mo para sa iba! So, bukas ‘pag pasok mo sa opisina, pumunta ka sa boss mo at itanong mo, “Boss, meron ka bang problemang gusto mong solusyonan ko para sa iyo?” Malamang tatawa-tawa ka ngayon, pero ‘yan ang isa sa mga sikreto sa pagpapataas ng sweldo!
To make this happen, welcome and appreciate additional and more problems that you’re giving solutions in your company! Aren’t you wondering why for so many years of working, you haven’t had any salary adjustment yet? Simply because, the problem you’re solving is the same problem you started to solve since the day you got hired. Eh, hindi nga tataas ang sweldo mo!
Look for other issues, concerns and problems that you could give solutions to, in order to help both your boss and your company. From this day on, change your attitude towards the problem. Don’t fear problems. Add more, so you’ll have more work to do!
What’s my point? “Do you have something that your boss could possibly need?” Mayroon ba? You may be asking me “How?” Well, you need to study! Assure yourself that you will excel! Again, how? By studying! Aral, aral, aral! Get out of your comfort zone! Meaning, you have to learn about the tasks that are even beyond your work scope and expertise because if you do, there may come a time when that specific task you just studied may be assigned to you. This means too that you have something that others don’t; that’s why you are being tasked to do it.
Now, I want you to analyze your income and expenses. (You can use an ordinary paper or you can accomplish the detailed form included in our book entitled “Kontento Ka na Ba Sa KaPERAhan Mo?” – Unleash the Highest Potential of Your Money Book 1). Please list down all sources of your income such as your salary, commissions, sidelines, business and other sources that should be included in the list. If you are married, include your spouse’s income and get your combined total income.
Dapat alam mo ang kita ng asawa mo, ha! Kung hindi, malaking problema ‘yan! Bakit? Isipin mo, kasal kayo tapos hindi mo alam ang kinikita niya? Ang labo n’yan!
Kailangan mong isulat lahat ng kinikita mo buwan-buwan para malaman mo kung magkano ang pwede mong gastusin. To unleash the highest potential of your money, it is important that you know how much money is coming in to your family income every month.
You cannot manage what you do not know!
Next time, you’ll know more about how to manage your finances well. I will also give you the next step to unleash the highest potential of your money.
“Apply your heart to instruction and your ears to words of knowledge.” Proverbs 23:12
Excerpted from Vic and Avelynn Garcia’s book entitled Kontento ka na ba sa kaPERAhan mo – Unleash the Highest Potential of Your Money Book 1.
Vic Garcia is currently the President and CEO of Unleash International Corporation, a high-tech, high-touch, high-impact training company whose main mission is to unleash the highest potential in people towards success, happiness, and significance through licensed and originally authored, world-class, high-impact training programs.
Vic has been in the business for more than 20 years and has gained the trust and confidence of countless organizations. He is also the author of the Unleash Workbook and Unleash Learning Systems. His area of competence varies from work and life improvement, financial management, leadership, system, productivity, team building, and other specialized seminars that will unleash the highest potential in people. He served as a consultant and a management coach to a number of CEOs and leaders of different companies. He is often invited to different television and radio programs to share his expertise in unleashing the highest potential in people.
More Finance tips from Vic and Avelynn HERE!