With so many personal finance books out there, one often-overlooked treasure trove of wisdom is the Bible. What many do not realize, beyond its spiritual significance, is that the Bible offers timeless principles that extend into the realm of personal finance....
Money matters are a common source of conflict in many marriages. Differing financial goals, family upbringing, spending habits, and financial histories can create tension between spouses. However, by working together, setting clear communication channels, and aligning...
By Jim Reyes Karamihan sa ‘ting mga Pilipino tuwang-tuwa kapag nababasa ang salitang “SALE.” Para kasing may magnet ang salitang ito sa ating mga mata, ano po? And we would not stop thinking about it until we are actually two feet away from a signboard, staring at the...
Dealing with family members, relatives, and friends who ask for our financial help can be tough and difficult. Thus, we should learn when and when not to help family, relatives, and friends. Dapat alam natin kung kailan tutulong o hindi tutulong sa mga kapamilya,...
Last week, I discussed the first principle in budgeting. Ito ay ang Piso ‘Yan Principle. Now, let’s go to Principle No. 2: Kurot Principle. Ano ‘yung Kurot Principle? Ay, ang ganda nitong Kurot Principle na ito. To better understand this, I will tell you a story of a...
Nakakita ka na ba ng taong nag-planong sirain ang buhay niya? Malamang, hindi pa. Pero bakit maraming taong sira ang buhay? Kasi, hindi sila nag-plano ng kanilang buhay. Ang sabi nga nila, “People don’t plan to fail, they just failed to plan.” Ito ang isa sa...
We have already discussed two budgeting principles in the previous articles. Below we proceed to the third, let’s have a review: The first principle in budgeting is Piso ‘Yan, and the second is Kurot principle. Now, let’s go the third: the 70-20-10 Principle. Ito ang...
I am blessed to have the privilege to speak to and observe many financially savvy people, and one thing they have in common is that they are not fond of making excuses. Here are five finance excuses you will never hear from them: Finance Excuse #1 – “I don’t know...
My life was in a financial mess despite having enough knowledge about finances. Eventually, I realized that money is more about behavior and less about skills. When I gave my life to Jesus and began to read the Bible, many things changed for the better for me,...
In my previous article, I already discussed three reasons why we need to manage our finances. Having understood these three reasons, I will now give you two more to complete the five. Reason number four is “Because we need money to live harmoniously with others."...